Here at Braman Honda in Miami, we have a wide selection of used cars to choose from. If you’re looking to break up the payments for these vehicles over a period of years, our team can certainly help. We’ve put together this guide to show Miami, Doral, and Hialeah drivers exactly what to do!
What to Do at Home
By perusing a dealership’s website, you can easily get started with the used car-financing process at home. Here are a few steps you can take before driving to the dealership:
Browse the Pre-Owned Inventory
Step one is really the most fun of all: You get to pick out a car or two that you really like. Visit the dealership’s website to see what used or certified pre-owned cars they currently have in stock. Once you have a vehicle picked out, you can jumpstart the financing process for it.
Check Your Credit Score
If you know you’re going to be financing a used car soon, you’ll want to check your credit score. There are numerous websites where you can do this for free. As a matter of fact, you may be able to request it from the same institution with whom you currently have a credit card open.
Fill Out an Application Online
If you head to the financing page of most dealership websites, you’ll find a secure online application for financing. If you fill out this form ahead of time, a big chunk of the process will be complete before you even arrive on the lot!
What to Do at the Dealership
Want to know a secret? If you’ve completed all the steps above, most of your job is already done; from here on out, the dealership will take care of most everything else for you. There are only really a few steps left:
Decide Whether You’re Trading in a Car
Now that you have your eyes set on a new-to-you pre-owned vehicle, have you decided what you’re doing with your current car? Many drivers will choose to trade it in right at the dealership. The money you get from that car can either be pocketed or used in the next step…
Put Money Down
Oftentimes, you don’t have to put money down on a used car upfront. However, it makes financing a little easier in a sense, because the more money you put down, the less you’ll pay monthly. Using a trade-in value and perhaps another small sum can make a huge difference down the road.
Sign the Papers
You filled out an application online, and you have your down payment squared away. At this point, the financers at the dealership will reach out to their network of lenders and find some plans to present to you.
It’s up to you to decide which payment plan is best for your needs. From there, the financers will prepare the paperwork—all you’ll have to do is sign. Financing a used car is as simple as that!
Schedule a Test Drive
Now that you know how simple it is to finance a used car here near Miami, Doral, and Hialeah, you may be even more eager to get behind the wheel. The Braman Honda in Miami team is committed to making the car-buying—and financing—process an exciting one.
To get started, you need only get behind the wheel of a car. Contact us online or over the phone today to schedule a test drive!